I will not say our life is good, but at least it is getting better. We are no longer busy checking the balance in our account at the end of every month and we are able pamper ourselves once a while.

Our total household income unchanged, but we watch our expenses. in short, like those professionals always say- control.

We are glad as we've really done a good job in controlling our expenses. It is a tough task, especially when temptation to spend kicks in.

the fundamental - control , control and control.